Comfort That Fits Your Budget
When your AC stops keeping up with the South Florida heat, the cost of a repair or new system can come at a tough time. That is completely normal, and you have options. With flexible financing through Service Finance, you can restore comfort now and spread the cost into manageable monthly payments.
What You Get
- 0% deferred interest for 12 months
- Low monthly payment plans up to 120 months
- Quick, secure online application
- No prepayment penalties
We Partner With Service Finance
Your application is processed directly through Service Finance, and your information stays protected throughout. Approval, available terms, and rates are determined by Service Finance based on your credit, so the exact plan you see may differ from the examples on this page.
12 Months, No Interest if Paid in Full
- 0% interest for 12 months on qualifying purchases
- Low minimum monthly payments during the promo period
- Interest is waived if the balance is paid in full before the promo period ends
Extended Terms Up to 120 Months
- Terms up to 120 months on approved credit
- Fixed monthly payments
- No prepayment penalties, so you can pay ahead anytime
Getting Pre-Approved is Simple
The whole process is designed to be quick and clear. Most homeowners complete the application in just a few minutes.
01
Apply Online
Fill out the short, secure application through our Service Finance portal. It only takes a few minutes from your phone or computer.
02
Review Your Options
Once you are approved, you will see the plans you qualify for. We are glad to explain the terms in plain language and answer any questions.
03
Schedule Your Service
Pick a convenient time and our technicians handle the rest, with clean workmanship and flat-rate pricing you can count on.
Ready to Get Started?
See your financing options in a few minutes, then schedule a convenient time with our team. No pressure, no shortcuts, just honest help getting your home comfortable again.
Prefer to talk it through? Call us at (561) 867-1511.
Know Before You Apply
How long does it take to get pre-approved?
Most homeowners complete the online application in just a few minutes and receive a decision quickly. Once approved, you can review your available plans and move forward whenever you are ready.
Will applying affect my credit?
Service Finance reviews your credit as part of the approval process. If you have questions about how the application works, our team is happy to point you to the right details before you apply.
What can I use financing for?
Financing can be applied to qualifying AC repairs and new system installations, including ductless mini split systems. If you are unsure whether your project qualifies, just ask and we will help you find out.
Do I have to finance the full amount?
No. You can put money down and finance the remaining balance, or finance the full amount if that works better for your budget. We will help you weigh the options.
What happens with the 0% deferred interest plan?
With the deferred interest option, no interest is charged if the full amount is paid within the 12-month promotional period. If a balance remains after that period, interest applies based on the terms of your agreement, so it helps to plan your payments accordingly.
Can I pay off my balance early?
Yes. There are no prepayment penalties, so you can pay ahead or pay off your balance at any time without extra fees.
Financing is provided by Service Finance Company, LLC and is subject to credit approval. Available terms, rates, and promotional offers are determined by the lender and may vary based on creditworthiness. The plan examples shown above are for illustration and are not a guarantee of approval or specific terms.
For the 0% deferred interest plan, interest is waived only if the amount financed is paid in full within the 12-month promotional period. If the balance is not paid in full by the end of that period, interest will be applied in accordance with the terms of your financing agreement. Please review your agreement with Service Finance for complete details.
